How to Sell When You’re “Golden Handcuffed”

Right now, 82% of Massachusetts homeowners have a mortgage rate under 4%—a blessing and a curse.

This is what agents are calling the "Golden Handcuff" problem: You locked in a great rate years ago, but now you feel stuck—unable to move without giving up that ultra-low payment.

Here’s the good news…

Some homeowners are breaking free—and winning—without losing their shirts in the process.

→ By using equity creatively,
→ Right-sizing into smarter spaces,
→ And even taking advantage of assumable loan opportunities (yes, they exist in MA).

In other words, you can still move without sacrificing everything you’ve built—but it takes a tailored plan.

Would you like a custom game plan showing how your equity and current mortgage could be leveraged for your next move without regret?

Just reply with “Plan” and I’ll show you exactly how it could work in your case—no pressure, just smart options.

Talk soon,

PS - If you find value in this and you feel compelled, please share this newsletter if you know of anyone thinking of selling that this could help.